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Payday lending is widespread. FDIC (2013) estimates that 4.7% of most U.S. households have actually at a while used lending that is payday while Pew Charitable Trusts (2012) places the figure at 5.5per cent of U.S. grownups. In 2005, payday storefronts outnumbered McDonald's and Starbucks approved cash loans locations areas combined (Graves and Peterson, 2008). Lenders stretched $40 billion in ...
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