Photo this: You’re standing right in front of one's vehicle, staring down at a whole new (and completely mystical) dent in your door. Hit and run? Aggressive stray shopping cart application? Whom understand? Everything you can say for certain is this is likely to set you back money—money that you don't have on hand. You accustomed have a $1,000 crisis fund, but that got eaten up as soon as yo...
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